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Gyekye, A. B. Dafuleya, G. Mudzanani, Ronewa Victor 2017 2018-05-24T13:41:21Z 2018-05-24T13:41:21Z 2018-05-18 Mudzanani, R.V. 2018. Analysis of Financial Literacy amongst University of Students: A Case Study of the University of Venda. . . http://hdl.handle.net/11602/1074 http://hdl.handle.net/11602/1074 Mudzanani RV. Analysis of Financial Literacy amongst University of Students: A Case Study of the University of Venda. []. , 2018 [cited yyyy month dd]. Available from: http://hdl.handle.net/11602/1074 Mudzanani, R. V. (2018). <i>Analysis of Financial Literacy amongst University of Students: A Case Study of the University of Venda</i>. (). . Retrieved from http://hdl.handle.net/11602/1074 Mudzanani, Ronewa Victor. <i>"Analysis of Financial Literacy amongst University of Students: A Case Study of the University of Venda."</i> ., , 2018. http://hdl.handle.net/11602/1074 TY - Dissertation AU - Mudzanani, Ronewa Victor AB - This study assesses the level of financial literacy and its impact on financial decision making exercised by the tertiary students in South Africa, using the University of Venda (Univen) as a case study. The study does this in three steps. First, it provides the financial literacy levels of students at Univen assessed through an evaluation score that the sampled students responded to. Second, it analyses the relationship between the demographic and socio-economic characteristics of students and their financial literacy levels. Third, it assesses the possible effects of financial literacy on financial decision making among students using correlation and regression analysis. The study uses primary data gathered by the author from the University of Venda registered students in the form of questionnaires. A stratified random sampling method was used to identify the students to form the sample of the study, which is 373. Percent slightly above 50 per cent of these students were found to be financially literate and there were more female students who were financially literate compared to male counterparts. Using the odds ratios, the study compared the financial literacy levels of all schools to the school of Management Sciences, respectively. Only students in Environmental Sciences and Law have higher literacy levels, which are statistically significant, compared to the students in the school of Management Sciences. The results also show that the age and the parent’s educational background have a statistically significant relationship with the student being financial literate. Furthermore the results indicate that there is a statistically significant relationship on good financial decision making (that is, budgeting, savings and investments) and being financial literate, compared to being financial illiterate. This result is not true when borrowing is used as a measure of financial decision making. DA - 2018-05-18 DB - ResearchSpace DP - Univen KW - Financial literacy KW - Financial decision making KW - Financial education KW - University of Venda KW - Regression KW - Correlation LK - https://univendspace.univen.ac.za PY - 2018 T1 - Analysis of Financial Literacy amongst University of Students: A Case Study of the University of Venda TI - Analysis of Financial Literacy amongst University of Students: A Case Study of the University of Venda UR - http://hdl.handle.net/11602/1074 ER - MCom (Economics) Department of Economics This study assesses the level of financial literacy and its impact on financial decision making exercised by the tertiary students in South Africa, using the University of Venda (Univen) as a case study. The study does this in three steps. First, it provides the financial literacy levels of students at Univen assessed through an evaluation score that the sampled students responded to. Second, it analyses the relationship between the demographic and socio-economic characteristics of students and their financial literacy levels. Third, it assesses the possible effects of financial literacy on financial decision making among students using correlation and regression analysis. The study uses primary data gathered by the author from the University of Venda registered students in the form of questionnaires. A stratified random sampling method was used to identify the students to form the sample of the study, which is 373. Percent slightly above 50 per cent of these students were found to be financially literate and there were more female students who were financially literate compared to male counterparts. Using the odds ratios, the study compared the financial literacy levels of all schools to the school of Management Sciences, respectively. Only students in Environmental Sciences and Law have higher literacy levels, which are statistically significant, compared to the students in the school of Management Sciences. The results also show that the age and the parent’s educational background have a statistically significant relationship with the student being financial literate. Furthermore the results indicate that there is a statistically significant relationship on good financial decision making (that is, budgeting, savings and investments) and being financial literate, compared to being financial illiterate. This result is not true when borrowing is used as a measure of financial decision making. NRF 1 online resource (, 116 leaves) en University of Venda Financial literacy Financial decision making Financial education University of Venda Regression Correlation UCTD 378.1060968257 Youth -- Finance -- South Africa -- Limpopo Finance, Personal -- South Africa -- Limpopo Budget, Personal -- South Africa -- Limpopo Children's allowances -- South Africa -- Limpopo Universities and colleges -- Finance -- South Africa -- Limpopo University of Venda -- Students Analysis of Financial Literacy amongst University of Students: A Case Study of the University of Venda Dissertation open.access